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Adding two percentage points results in the annual Department rate of 5.0 percent. Rounded to the nearest whole percent, this average is 3.0 percent. The prime rate averaged 3.25 percent over the past twelve months. Iowa law requires that this average be rounded to the nearest whole percent and two percentage points to be added to it. The annual rate is based on the average monthly prime rate during the preceding twelve month period, October through September. Iowa Code Section 421.7 specifies the procedures for calculating the Department’s annual and monthly interest rates. Starting January 1, 2022, the interest rate for taxpayers with overdue payments will be: Use Form 8960 to calculate the surtax.Des Moines, Iowa – The Iowa Department of Revenue has finalized individual income tax brackets and individual income tax standard deduction amounts for the 2022 tax year (applicable for taxes due in 2023) and the 2022 interest rate, which the agency charges for overdue payments. You must pay the surtax if you're a single or head-of-household taxpayer with modified adjusted gross income (AGI) over $200,000, a married couple filing a joint return with modified AGI over $250,000, or a married person filing a separate return with modified AGI over $125,000. (NII includes, among other things, taxable interest, dividends, gains, passive rents, annuities, and royalties.) There's an additional 3.8% surtax on net investment income (NII) that you might have to pay on top of the capital gains tax. Also, the rate doesn't apply to short-term gains. Instead, your ordinary tax rate will apply. So, if your ordinary income tax rate is lower, you won't have to pay that much. Once again, the 25% rate is a maximum rate. For most people, this only comes up if you sell rental property. The rest of your long-term gain is taxed at either the 0%, 15% or 20% rate. The taxable amount is known as "unrecaptured Section 1250 gain" (named after the tax code section covering gain from the sale or other disposition of certain depreciable real property). If you sell real estate for which you previously claimed a depreciation deduction, you may have to pay a capital gains tax of up to 25% on any unrecaptured depreciation. Capital Gains Tax Rate for Previously Deducted Depreciation The 28% rate doesn't apply to short-term capital gains from the sale of QSBS, either. However, for any gain that is not exempt from tax, a maximum capital gains tax rate of 28% applies.Īs with the 28% rate for collectibles, if your ordinary tax rate is below 28%, then that rate will apply to taxable QSBS gain. If you sell " qualified small business stock" (QSBS) that you held for at least five years, some or all of your gain may be tax-free. 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